In many situations, individuals injured by
dog bites do not bring legal actions against owners because they fear that the owners
will suffer financial hardship as a result. In other cases, persons who
have been bitten do not file legal claims out of fear that they will ruin
their relationship with the dog owner. However, there is no need for a
dog bite victim to worry about such situations.
In most cases, owners do not have to pay for the damages caused by a dog
bite. Instead, the owner’s insurance covers the costs of a legal
claim and any resulting judgment or settlement. Depending on a wide range
of circumstances, a claim resulting from a dog bite injury may be paid
by the following:
Majority of the time, a dog owner’s homeowner’s insurance will
cover the cost of damages that arise due to dog bites that occur on the
homeowner’s property. While homeowner’s policies generally
range between $100,000 to $300,000, most insurance companies will only
cover the costs of the first incident of animal-caused injuries. In fact,
most of these policies include verbiage, which excludes subsequent claims
related to dog bite injuries.
Because many insurance companies only cover the costs of dog bite injury
expenses for the first incident, pet owners that are considered repeat
offenders are forced to obtain insurance coverage from a company that
specializes in animal insurance. If you suffer injury due to a dog bite
and that dog owner is considered a repeat offender, they may have animal
insurance to cover the costs of your injuries.
If a dog bite occurs in the dog owner’s vehicle, the homeowner’s
insurance policy may not cover damages. In these types of cases, the vehicle
owner’s car insurance policy may cover the cost of the animal a
bite. Sometimes, a combination of the homeowner’s insurance and
the vehicle insurance will cover the damages.
Have You Sustained a Dog Bite Injury? Call Vanguard Attorneys
If you were bitten by a dog and believe the owner should be held liable
for your injuries, we encourage you to get in touch with
our Tampa dog bite lawyers at Vanguard Attorneys. When you choose to entrust us with your case, we
will explore every detail in order to protect your rights and future.
In every case, we take a client-based focus and handle all the complicated
legal matters, so you can focus on the road to recovery.
To speak with a member of our team,
call a Tampa dog bite attorney from Vanguard Attorneys today!