What Should You Do After A Motorcycle Accident?
There is nothing more exciting than hitting the road on your motorcycle for a nice long road trip. In fact, it’s even more therapeutic on a beautiful spring day. Unfortunately, one of the most devastating things that can happen to you on the road is an accident. In most cases, bodily injuries sustained from a motorcycle accident can be severe, and in worse instances, they can change your life forever – physically and financially. In any case, your immediate actions after the accident can greatly influence how such an event will affect your life. Although it’s quite a challenge to remain calm in order to take the right course of action, what you do can significantly impact subsequent legal disputes and insurance coverage. Here are the six things you need to know if you have been involved in a motorcycle accident:
1. Check Yourself and Others for Injuries
Immediately after the accident, if you can safely stand on your feet, the first thing you should do is check yourself for injuries. Your primary concern should always be your safety – everything you do after that depends on the nature of your injuries. If you are able, help other victims to safety by getting them out of traffic or away from a vehicle that is leaking gas. Also, alert other motorists using hazard lights, warning triangles, or flares to prevent more harm or damage. As you assess the situation, try to remain cool, calm and collected. Taking a deep breath may prevent you from going into shock.
2. Call 911 and the Police
Now that you’re out of immediate danger, call 9-1-1 to get an emergency response team and the police. It is a requirement by the law that all people involved in such an accident remain at the scene until help comes so it is important that you adhere to this law.
3. Gather The Facts
It is likely that you have the latest technology at hand, maybe a Smartphone or a camera. Use it to take pictures of the scene from as many angles as you can. Include photos of skid marks, visual obstructions, and any other road abnormalities. Also, make sure you get insurance information from other involved drivers, as well as their correct contact information, addresses, names, driver’s license number, and license plate numbers. This information will be crucial during a lawsuit or with the insurance claim. Remember, it’s important to maintain a calm demeanor while exchanging information. Being in an accident is horrific enough for all involved– it’s best to maintain composure and let law enforcement handle the ugly parts. In fact, what you say or do might be used against you soon or later. In addition, be sure to record a statement and share the necessary details with law enforcement officials.
4. Get Checked Out By a Medical Professional
Although you might escape unscathed with no noticeable sign of injury, it’s imperative to seek medical attention. Injuries and pain usually appear hours or even days after an accident. A doctor can determine if you have any internal injuries or other issues from the accident. It’s important to be seen by a medical professional as soon as possible to ensure that you don’t have any injuries that are not visibly evident. Doing so could prevent injuries that are past treatment in the future.
5. Contact Your Insurance
Make sure that you give your insurance provider all the information you collected earlier in order to make the legal process as smooth as possible. Do not contact your insurance agent before you get a medical checkup and make an official statement, as this will ensure that you don’t underestimate the damages. You may even consider speaking to a lawyer before you call your insurance company.
6. Speak to an Attorney
A lawyer who is well-acquainted with motorcycle accidents will help you if:
- You incurred severe physical injuries.
- Your damages exceed the limits of your policy.
- You’re innocent, and the other parties claim the accident was your fault.